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just a small update, this time
Aug. 21st, 2009 07:09 amso, yesterday AM, i checked the USAA website, saw that they did indeed have house mortgage products, and called them. turns out that they don't have products suitable for first-time home buyers, so i'm going to call Wells Fargo today. W-F approved me 3 years ago for a no $$ down loan when i was in a much weaker economic position, so i'm not really anticipating any problems. you never really know, of course, so wish me luck anyways.
mom called last night around 8pm - she got home fine.
i pretty much zonked out last night. i knew i would. wednesday was a bit of a long day, and thursday had headache issues, and i just needed a break and a good night's sleep. feeling better today, although also very TGIF, only got to deal with work for another 8hrs. :-p
more updates later.
-bs
ETA: i just called Wells Fargo, and they not only don't do the 8k credit as a down payment, but they don't do no-$$ down loans anymore, either. the lowest they go - the FHA option - is 3.5% on $150k, it's about 6k, $125k, that's $4k. i don't have that in the bank: i'd have to wipe out my checking account *and* max out my credit card again. i've been so excited, and i want a doggie so much. i could really just cry right now.
mom called last night around 8pm - she got home fine.
i pretty much zonked out last night. i knew i would. wednesday was a bit of a long day, and thursday had headache issues, and i just needed a break and a good night's sleep. feeling better today, although also very TGIF, only got to deal with work for another 8hrs. :-p
more updates later.
-bs
ETA: i just called Wells Fargo, and they not only don't do the 8k credit as a down payment, but they don't do no-$$ down loans anymore, either. the lowest they go - the FHA option - is 3.5% on $150k, it's about 6k, $125k, that's $4k. i don't have that in the bank: i'd have to wipe out my checking account *and* max out my credit card again. i've been so excited, and i want a doggie so much. i could really just cry right now.
